<?xml version="1.0" encoding="UTF-8"?>
<sitemapindex xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Static hub pages -->
  <sitemap>
    <loc>https://zerno.press/sitemaps/static.xml</loc>
    <lastmod>2026-08-27T15:54:06.914Z</lastmod>
  </sitemap>

  <!-- Dividends section -->
  <sitemap>
    <loc>https://zerno.press/sitemaps/dividends.xml</loc>
    <lastmod>2026-08-27T15:54:06.914Z</lastmod>
  </sitemap>

  <!-- Companies RU — index of chunks (~474 companies × 6 pages = ~2844 URLs) -->
  <sitemap>
    <loc>https://zerno.press/sitemaps/companies-ru-index.xml</loc>
    <lastmod>2026-08-27T15:54:06.914Z</lastmod>
  </sitemap>

  <!-- Companies EN — index of chunks (same ticker set, EN routes) -->
  <sitemap>
    <loc>https://zerno.press/sitemaps/companies-en-index.xml</loc>
    <lastmod>2026-08-27T15:54:06.914Z</lastmod>
  </sitemap>

  <!-- News RU — index of chunks (~7054 articles, ~8 chunks of 1000) -->
  <sitemap>
    <loc>https://zerno.press/sitemaps/news-ru-index.xml</loc>
    <lastmod>2026-08-27T15:54:06.914Z</lastmod>
  </sitemap>

  <!-- Bonds — index of chunks (~2291 bonds × 3 pages = ~6873 URLs) -->
  <sitemap>
    <loc>https://zerno.press/sitemaps/bonds-index.xml</loc>
    <lastmod>2026-08-27T15:54:06.914Z</lastmod>
  </sitemap>

  <!-- Google News Sitemap -->
  <sitemap>
    <loc>https://zerno.press/google-news.xml</loc>
    <lastmod>2026-08-27T15:54:06.914Z</lastmod>
  </sitemap>

  <!-- Crypto sitemaps excluded: /coins upstream is currently unstable.
       Re-enable by adding crypto-ru-index.xml / crypto-en-index.xml here once
       the source is confirmed stable AND /sitemaps/[...path] handles those
       clusters. The <loc> lines used to sit inside this comment; crawlers that
       regex-scrape the index followed them and collected 404s. -->

</sitemapindex>